What Is Accident And Sickness Insurance?

  • MultiProtect provides financial support for you 24/7.
  • Covers a range of injuries 
  • Accidental and non-accidental death cover
  • Cover starting from £9* a month

What does accident and sickness insurance cover?

The financial support accident and sickness insurance provides is available to you 24/7 worldwide. It covers a wide range of injuries, from broken bones to those that could have a major effect on your life. You will also be covered if you are required to spend time in a hospital in the UK or certain European countries*, and you will have the choice to protect your children in addition to yourself.

  • Broken Bones
  • Accidental Death
  • Non accidental death 
  • Total permanent disability 
  • Funeral benefit up to £10,0000
  • Uk hospital stays 
  • Accidental permanent injury

What is optional cover?

Families with children, people who lead active lifestyles, and healthcare workers who may be more vulnerable to certain illnesses are all eligible for additional coverage options through MultiProtect. You have the ability to customise your coverage to your unique circumstances and the things that are most important to you by purchasing coverage for an additional pound per month.

Child Cover provides a variety of benefits to assist you during tough times, including if your child is diagnosed with cancer – excluding less advanced cases – and provides protection for children aged 6 months to 18 years, or up to 23 years if they are in full-time education. Children do not need to reside with the policyholder.
In the event that you experience a bodily injury as a result of an accident that results in a dislocation and/or either a tendon rupture or ligament tear, the Active Lifestyle Cover provides additional coverage for these types of injuries. Multiprotect  will assist you in getting back on track so that you can continue participating in the activities that you love.
Individuals who work in healthcare settings and who may be at a higher risk of contracting certain diseases, such as HIV, septicaemia caused by MRSA, Bacterial meningitis, Hepatitis C, Tuberculosis. With the exception of latent tuberculosis, Hepatitis B, and Clostridium difficile infection, are the intended audience for the specialised insurance plan known as Specialist Healthcare Cover.

Below you will find a list of what the optional benefits pay out for:

Child Cover

Active Lifestyle Cover

Specialist Healthcare Cover

Accident and sickness insurance pricing

1 Unit 2 Units 3 Units 4 Units 5 Units
Core Cover £9 £18 £27 £36 £45
Child Cover + £1 + £2 + £3 + £4 + £5
Active Lifestyle cover + £1 + £2 + £3 + £4 + £5
Specialist Healthcare Cover + £1 + £2 + £3 + £4 + £5

Cover starts from as little as £9 to £45 per month, depending on the level of protection you choose. Plus, the cost of your cover won’t change when you make a claim or as you get older.

Metlife does not require any medical checks. You can sign up and get covered from 18 years old and keep your cover until your 75th birthday.

Let Us Help You Protect Your Family Financially ​