Repayment Vs Interest Only Mortgage Protection Get Your Free Quote What protection do I need? Repayment vs interest only mortgage. You may be asking yourself what protection do I need in place for either of these mortgages. In this article we will explain in depth what protection you...
Why You Need Mortgage Protection Life Insurance Get Your Free Quote What is mortgage protection cover? Mortgage protection cover ensures that if the policyholder passes away, the pay out covers the mortgage in full. This means that the debt would not fall to your next of kin and...
Get Your Free Quote Why is life insurance important for single mums? As a mother, your top priority is ensuring the safety and well-being of your children. While it may be difficult to think about, it's important to consider what would happen to your family if something...
Get Your Free Quote Family income benefit and life insurance are very similar products; however, the primary difference between the two is that with life insurance, your beneficiaries will receive a lump sum payment. The family income benefit provides your beneficiaries with a yearly income that is...
Get Your Free Quote What is a life insurance trust? Nobody likes thinking about death, especially not at a time like the present when all of us are so busy living our life, right? However, the reality is, that the unexpected might arrive sooner than we anticipate....
Get Your Free Quote What does critical illness cover? A lot of people have heard of critical illness but don't know exactly what critical illness covers. Critical Illness Cover is an insurance policy that will pay out a cash lump sum if you're diagnosed with a serious...
Get Your Free Quote What is the percentage of payout rates? Does life insurance payout? In 2021, 98% of all life insurance claims were paid out. Also, the amount paid out for life insurance claims increased by £349 million compared to 2021, overall, to a total of...
Get Your Free Quote Income protection or critical illnessWhat's the difference between the two? It is critical to understand the differences between the various types of insurance. Some may be wondering if they should get income protection or critical illness. While critical illness insurance will pay out...
Get Your Free Quote What are optional benefits? Optional benefits (1), known as “Policy riders,” are extra benefits that you can add to your policy. For example Waiver of premium life insurance benefit. These policy riders give you access to extra benefits to claim in the future...
Get Your Free Quote Why You Should Review Your Life Insurance Policy Life insurance is an important protection product that can provide financial security for your loved ones in the event of your death. However, as your life circumstances change, your insurance needs may also change....